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Pay Matrix & Pay Level Explained: How Government Salary Is Decided (Level 1 to 18)

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Since 2016, central government pay runs on the 7th CPC Pay Matrix — a grid of 18 Pay Levels. Your Pay Level sets your starting basic pay, from ₹18,000 at Level 1 to ₹2,50,000 at Level 18, with IAS/IPS entry at Level 10 (₹56,100). The old Grade Pay system was scrapped and each grade pay mapped to one level, the new pay built using the fitment factor 2.57. Remember: the matrix figure is basic pay only — your in-hand salary adds DA, HRA and TA. This guide walks the levels, the post mapping and how increments work.

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By Vishal Thakur, Senior Editor — Central Recruitment. Published 25 June 2026. Last verified 25 June 2026.

In short

  • Since 2016, central government pay runs on the 7th CPC Pay Matrix — a grid of 18 Pay Levels. Your Pay Level decides your starting basic pay, from ₹18,000 (Level 1) at the bottom to ₹2,50,000 (Level 18) at the top.
  • The old Grade Pay system was scrapped; each grade pay was mapped to one Pay Level. The new entry pay was built by multiplying old basic by the fitment factor 2.57.
  • The matrix figure is basic pay only. Your in-hand salary adds DA, HRA and TA on top, so it is meaningfully higher than the basic.
  • You move one cell down your level each year (around a 3% increment, effective 1 July), and you move across to a higher level on promotion.

When a government notification lists a post's salary as "Level 7" or "Pay Level 10," it is pointing to a single number that defines your starting pay and your whole increment path. That number comes from the 7th Pay Commission Pay Matrix. Understanding how the matrix works — what a Pay Level is, how the levels are spaced, and why the figure shown is not your take-home — lets you read any government salary correctly. This guide walks through it from Level 1 to Level 18.

What the Pay Matrix is

Before 2016, central pay was a confusing mix of pay bands and grade pays. The 7th Pay Commission, effective 1 January 2016, replaced all of it with a single, readable grid: the Pay Matrix.

Think of it as a table:

  • Each column is a Pay Level (1 to 18). The level reflects the rank and responsibility of the post.
  • Each row down a column is one year's increment. As you serve, you step down your column, and your basic pay rises about 3% each step.

So your Pay Level fixes where you start, and the cells below it map out how your basic pay grows over your career — clean and predictable.

Starting basic pay, Level 1 to 18

Here is the entry (first-cell) basic pay for each Pay Level under the 7th CPC matrix:

Pay Level Starting basic pay Typically associated with
Level 1 ₹18,000 MTS / Group-C entry
Level 2 ₹19,900 LDC / lower clerical (varies)
Level 3 ₹21,700 Constable / police entry
Level 4 ₹25,500 LDC / Tax Assistant grade
Level 5 ₹29,200 Senior clerical / technical
Level 6 ₹35,400 Sub-Inspector / state Group B
Level 7 ₹44,900 SSC CGL Inspector-grade posts
Level 8 ₹47,600 Assistant Audit Officer / ASO
Level 9 ₹53,100 Senior supervisory posts
Level 10 ₹56,100 IAS / IPS / Group A entry
Level 11 ₹67,700 Senior Group A
Level 12 ₹78,800 Junior Administrative Grade
Level 13 ₹1,23,100 Selection Grade
Level 14 ₹1,44,200 Senior Administrative Grade
Level 15 ₹1,82,200 Higher Administrative Grade
Level 16 ₹2,05,400 HAG+
Level 17 ₹2,25,000 (fixed) Apex Scale / Secretary
Level 18 ₹2,50,000 (fixed) Cabinet Secretary

Two notes. First, the post-to-level mapping is "typical, not absolute" — a given post's level depends on its cadre and recruitment rules, so treat the right-hand column as a guide. Second, Levels 17 and 18 are fixed single figures (no increment cells), because they are the top apex posts. (There is also a less commonly cited Level 13A at ₹1,31,100, used mainly in defence and some civil cadres.)

Grade Pay vs Pay Level — what changed

If you trained on older material, you will have seen "Grade Pay ₹1,800" or "Grade Pay ₹4,200." That was the 6th CPC system, where your salary was a Pay Band + Grade Pay, and the grade pay signalled your seniority. It was confusing because several grade pays sat inside one pay band.

The 7th CPC abolished grade pay and folded each one into a single Pay Level:

  • Grade Pay ₹1,800 → Level 1
  • Grade Pay ₹4,200 → Level 6
  • Grade Pay ₹5,400 → Level 10, and so on.

So when an older candidate talks about "Grade Pay 4200" and a newer one says "Level 6," they mean the same post. The Pay Level is simply the modern, cleaner label.

The fitment factor 2.57

How did the commission arrive at ₹18,000 for Level 1? Through the fitment factor of 2.57 — a single multiplier applied uniformly to every employee's existing 6th-CPC basic pay:

New basic pay ≈ old basic pay × 2.57, rounded up to the nearest cell in the matrix.

This factor is why the 8th Pay Commission is so closely watched — the new fitment factor will decide the next across-the-board raise. We cover the estimates and timeline in our 8th Pay Commission explainer.

Why the matrix figure is not your take-home

This is the most important practical point: the pay-matrix number is basic pay only. Your actual in-hand salary is built on top of it:

  • + Dearness Allowance (DA) — a percentage of basic that rises with inflation, currently around 60% (and revised twice a year). See our Dearness Allowance explainer.
  • + House Rent Allowance (HRA) — 24% / 16% / 8% of basic depending on city class.
  • + Transport Allowance (TA) and other post-specific allowances.
  • − deductions such as NPS contribution.

Because DA changes every six months and HRA depends on your city, there is no single in-hand figure — which is exactly why salary tables quote the basic. To see how basic, DA and allowances combine into real pay for specific posts, read our breakdowns of SSC CGL salary by post and bank PO salary.

How you move up

There are two kinds of movement:

  • Annual increment: each 1 July, you move one cell down your column, raising basic by roughly 3%. This happens automatically with service.
  • Promotion: you move across to a higher Pay Level, jumping to that level's pay path.

So a career is a combination of steady annual increments within a level and bigger jumps across levels on promotion.

Why this matters before you apply

Reading a post's Pay Level tells you, at a glance, its rank and its pay trajectory — far more than a single "salary" figure does. It also lets you compare offers honestly: a "Level 7" post and a "Level 6" post differ in both starting pay and growth. The Pay Level also maps directly onto the Group A/B/C/D classification and to whether a post is gazetted. To browse openings by level and department, start at the jobs board.

Pay Matrix and Pay Level: हिंदी सारांश

2016 से केंद्र सरकार का वेतन 7वें वेतन आयोग के Pay Matrix पर आधारित है — 18 Pay Levels का एक ग्रिड। आपका Pay Level आपका शुरुआती मूल वेतन (basic pay) तय करता है — Level 1 = ₹18,000 से Level 18 = ₹2,50,000 तक। पुराना Grade Pay सिस्टम हटा दिया गया; हर grade pay को एक Pay Level में बदला गया (जैसे GP 1800 = Level 1, GP 5400 = Level 10)। नया वेतन fitment factor 2.57 से बना (पुराना basic × 2.57)। ध्यान दें: Matrix में दिखा आँकड़ा सिर्फ basic है — असली in-hand वेतन में DA, HRA, TA जुड़ते हैं। हर साल 1 जुलाई को एक सेल नीचे (~3% वृद्धि), और पदोन्नति पर ऊँचे Level पर जाते हैं। IAS/IPS की शुरुआत Level 10 (₹56,100) से होती है।

FAQs

Pay matrix me sabse kam aur sabse zyada basic pay kitni hai? / What is the lowest and highest basic pay in the matrix?
The 7th CPC pay matrix runs from ₹18,000 at Level 1 (MTS / Group-C entry) to ₹2,50,000 at Level 18 (Cabinet Secretary). Level 10, the entry level for IAS, IPS and most Group A posts, starts at ₹56,100. These are starting basic-pay figures; pay then rises through annual increments within each level.
Grade Pay aur Pay Level me kya antar hai? / What is the difference between Grade Pay and Pay Level?
Grade Pay was part of the older 6th CPC system, where salary was a Pay Band plus a fixed Grade Pay. The 7th CPC replaced it with a single Pay Level. Each old grade pay maps to one level — for example, Grade Pay ₹1,800 became Level 1 and Grade Pay ₹5,400 became Level 10 — so they refer to the same posts under different labels.
What is the fitment factor 2.57?
The fitment factor is a multiplier the 7th Pay Commission applied uniformly to every employee's existing basic pay to build the new matrix: new basic ≈ old basic × 2.57, rounded to the nearest cell. The upcoming 8th Pay Commission's new fitment factor will similarly decide the next across-the-board salary revision.
Is the pay matrix figure my in-hand salary?
No. The matrix shows basic pay only. Your in-hand salary adds Dearness Allowance (currently around 60% of basic), House Rent Allowance (24/16/8% by city), Transport Allowance and other allowances, minus deductions such as NPS. Because DA changes twice a year and HRA depends on your city, the in-hand figure is higher than — and not the same as — the basic.
Which pay level does an IAS officer start at?
An IAS officer (and IPS, IFS and most other Group A direct-recruit posts) starts at Pay Level 10, with a starting basic pay of ₹56,100. On top of this come DA, HRA and other allowances, and the basic rises through annual increments and promotions to higher levels over the career.
How does the annual increment work in the pay matrix?
Each year, effective 1 July, you move one cell down your Pay Level's column, which raises your basic pay by roughly 3%. This annual increment is automatic with service. Separately, a promotion moves you across to a higher Pay Level, putting you on that level's pay path.
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About the author

Vishal Thakur, Senior Editor — Central Recruitment — Vishal Thakur leads the Central Recruitment desk at Resultpedia. His desk owns every page tagged to the Union Public Service Commission (UPSC Civil Services, CAPF AC, IES/ISS, IFS, Geo-Scientist), the Staff Selection Commission (SSC CGL, CHSL, GD Constable, MTS, JE, Stenographer, Selection Post), and the National Testing Agency notifications that route through DoPT. He holds an MBA, and uses that training to build the structured selection-process explainers and competitor analyses his beat is known for — particularly the SSC CGL Tier-1 vs Tier-2 weightage breakdowns and the UPSC Prelims category-wise cut-off tables. Vishal has been writing about Indian central-government recruitment since 2019, first as a freelance contributor to coaching-institute blogs and then as a full-time editor. His sourcing rule for this desk is simple: a notification page only goes live after the official PDF on upsc.gov.in or ssc.gov.in has been opened, the vacancy and date numbers cross-checked against the actual gazette, and the source-link verified to still load. If any of those three fail, the page sits in draft until the source is clean. "I would rather publish a page two hours later than ship a vacancy number that's off by a thousand. Aspirants make life decisions on these numbers. We owe them the exact figure on the official PDF, not the round number a news site copied from somewhere else." — Vishal